Peace of mind for you, security for your loved ones!
Protecting your future starts today—smart, simple coverage for the people who matter most.
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Protection for You and Your Family
Why should you get life insurance?
Financial security
Life insurance can provide a financial safety net for your loved one's in the event of unexpected death. It can help cover expenses such as funeral costs, outstanding debts, and future expenses such as your children's education or your spouse's retirement. This can help ensure that your loved one's are able to maintain their standard of living and maintain financial stability.
Peace of mind
Knowing that you have a plan in place to protect your loved one's financial future can provide peace of mind for both you and your loved one's. It can give you the confidence to focus on enjoying your life and building memories together, rather than worrying about what might happen in the future.
Customizable coverage
Life insurance policies can be customized to fit your specific needs and budget. You can choose the amount of coverage you need and the length of time you want the policy to be in effect. This allows you to tailor your coverage to your individual circumstances and ensure that you have the protection you need.
Easy and Affordable
Get a quote and apply for coverage online in minutes, many policies do not require a medical exam. Answer a few questions and find an affordable policy that fits your needs and budget.
Security is a priority
Different Types of Life Insurance
Term life insurance
Term life insurance provides coverage for a specific period of time, such as 10, 20, or 30 years. It is generally less expensive than other types of life insurance, but it does not accumulate cash value and the coverage ends when the term expires.
Final Expense Insurance
Final expense insurance covers funeral costs, bills, or debts with no medical exams and affordable, fixed premiums. It’s quick, simple, and ensures your family isn’t burdened.
Whole life insurance
Whole life insurance provides lifelong coverage and also accumulates cash value that you can borrow against or withdraw in the future. It is generally more expensive than term life insurance, but it can provide ongoing financial protection for you and your loved ones.
Universal Life Insurance
Universal Life Insurance offers flexible coverage that combines lifelong protection with the potential for cash value growth. With adjustable premiums and death benefits, you can tailor your policy to fit your changing needs.
What's the Right Option for you?
How Insured Lyfe Works?
At Insured Lyfe, you have access to a variety of life insurance options, including Term Life, Whole Life, Index Universal Life, Final Expense, and Annuities—all from over 30 top-rated carriers.
Get a personalized quote and apply in minutes, hassle-free. No agent required—but if you need guidance, our experts are ready to help you find the perfect plan to match your needs. Protect your future with confidence—quickly and easily.
Why Insured Lyfe
Lowest prices and peace of mind, guaranteed.
No Medical Exams
Get insured without a medical exam. Fast, easy, guaranteed acceptance.
Affordable Policies
Get lifelong protection at affordable prices. As low as $25 per month.
Same-day Coverage
Apply today, get insured today. Same-day life insurance coverage.
Honest & Transparent
No hidden fees. Transparent policies. Honest and transparent.
Access Your Policy’s Benefits While You’re Still Alive
Life Insurance With Living Benefits
Living benefits allow you to access a portion of your death benefit during your lifetime in the event of a critical illness, chronic condition, or terminal diagnosis.
This unique feature helps cover medical bills, pay for treatment, or simply gives you peace of mind knowing you have financial support in challenging times. It's not just about protection after you're gone—it’s about helping you when it matters most.
Critical Illness: Get financial support if diagnosed with a severe illness like cancer, stroke, or heart attack.
Chronic Illness: If you’re unable to perform daily activities, you can access funds to ease your burden.
Terminal Illness: Access funds if you're diagnosed with a terminal illness to help cover end-of-life expenses or medical costs.
Hear From Our Clients
Security is a priority
With a full life ahead of you, the road isn't always clear.
Insured Lyfe works with top-rated life insurance companies like National Life Group, Nationwide, Corebridge Financials, Mutual of Omaha, Transamerica and many more.
Insured Lyfe has streamlined the application process with predictive modeling and technology to make it easier for clients, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.
STILL NOT SURE?
Frequently Asked Questions
How much life insurance do I need?
The amount of coverage you need depends on factors like your debts, income, and the financial needs of your family. Our experts can help you calculate the right amount for your situation.
Do I need an agent to apply?
No, you can apply directly online. However, if you have any questions, our experts are available to assist you.
How long does it take to get approved?
Approval times vary depending on the policy and provider, but many customers receive decisions within a few days.
What if I have health issues?
We offer a range of policies, and our team will help you find the best solution, even if you have pre-existing health conditions.
Are life insurance premiums tax-deductible?
In most cases, life insurance premiums are not tax-deductible. However, there are exceptions depending on your specific policy and coverage.
Can I get life insurance if I’m a smoker or have health issues?
Yes, we offer policies for individuals with various health conditions and smoking history. We'll help find the best plan for you.
Can I convert my term life insurance to whole life insurance?
Yes, many term policies offer a conversion option to whole life insurance without the need for additional medical exams.
Can I change my coverage after applying?
Yes, many term policies offer a conversion option to whole life insurance without the need for additional medical exams.
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